You no longer need a U.S. visa to bank like an American. That might sound bold, but it’s true. For years, freelancers, business owners, and parents sending their children to study abroad have struggled with one thing: access to reliable foreign banking services. Wire transfers take days, conversion rates fluctuate wildly, and local banks make international payments feel like a maze...

Money moves the world, but moving money across borders has always been a challenge for Nigerians. High fees. Delays. Hidden charges. Complicated paperwork. For freelancers, SMEs, parents paying school fees abroad, or businesses paying international suppliers, the struggle is real. That’s why we built Nearpays FX.

Micro-savings means setting aside small amounts of money over time. Simple, right? But the impact is massive. For low-income earners, informal workers, and everyday hustlers, this is often the only practical path to building financial stability.

In business, access matters. Give someone the right tools, and they can run a branch like a well-oiled machine. Limit access, and you maintain streamlined and secure operations. On the Nearpays Corporate Dashboard, the difference between a Manager and a Staff isn’t just about job titles; it’s about control, visibility, and responsibility. Understanding these roles can save you time, reduce errors, and keep your business data secure

For many university students in Nigeria, it’s not a lack of motivation or access to the internet that’s stopping them from enrolling in online courses. It’s payment. Most online learning platforms, including Coursera, Udemy, LinkedIn Learning, and even academic journal subscriptions, require payment in USD. And Nigerian banks? Not exactly making it easy. But what if there was a way to pay for all of them, instantly, without needing a dollar bank account?

We’ve just made it easier to earn and understand how to access your funds when you need them. From flexible plans to high-interest safelocks—with no hidden charges—this quick guide breaks down how it all works.

Most people don’t have a savings problem. They have a spending problem. It’s easy to move money to your savings account, but even easier to move it right back when temptation hits. That’s why many Nigerians struggle to build a solid financial cushion, even when they earn a sufficient income. But what if you could remove the temptation altogether?

A few years ago, savings meant standing in long queues at the bank, filling out forms, and crossing your fingers that hidden charges wouldn’t eat into your interest. But that’s no longer the case. Nigerians are waking up to better options. Digital savings is here—and it’s growing fast. Here’s the truth: people want more control, more returns, and less hassle. That’s why thousands of users—students, entrepreneurs, full-time workers—are choosing Nearpays for their savings goals.

Payroll shouldn't feel like a fire drill. But for many HR and finance teams, it still does. Every month, the same scramble occurs—opening spreadsheets, copying account numbers, sending one payment at a time, and manually double-checking transfers. It’s not only exhausting, it’s a waste of time. That’s why we built Recurring Payments on Nearpays.

Sometimes, the difference between chaos and calm in business is a single smart feature. If you’ve ever scrambled to send salaries or vendor payments on time—manually entering the same details month after month—you’re not alone. Many small businesses, startups, and even mid-sized teams still handle payments manually.