"Card declined." That’s not just a message. It’s a dead-end.

If you’ve tried using a regular naira card for international payments—Apple subscriptions, Meta Ads, POSSAP, even Netflix—you already know the frustration. Payments bounce. Banks block. Cards fail. It’s enough to make you give up.

But now there’s a way around it that works: the Nearpays Virtual Dollar Card - the best dollar card in Nigeria. And it’s not just “another fintech product.” It’s one that solves the exact problems most Nigerians face when paying in dollars online.

Let’s show you why Nearpays is becoming the go-to card for online shoppers, business owners, freelancers, and anyone tired of “declined” messages.

1. It Just Works—Everywhere

Spotify. Google Workspace. iCloud. Amazon. Udemy. Meta Ads. The list goes on.

Nearpays virtual dollar card works where most naira cards don’t. Whether you’re buying a domain, paying for a Zoom plan, or subscribing to ChatGPT Plus, it goes through smoothly. You’re not stuck calling banks or switching browsers, hoping for magic. It just works.

2. You Control It All

Create a card in seconds. Freeze or delete it when you want. Top up in naira and spend in dollars.

No need to call anyone. No paperwork. Just open the Nearpays app, tap a few buttons, and it’s done. That’s it. The card gives you complete control, whenever you want it.

3. It’s One of the Most Affordable Cards Out There

Let’s talk numbers. Nearpays dollar card costs just $6 to create, and right now, there’s a 25% discount—until June 6th. That’s less than most people pay for lunch.

Plus, the exchange rate is updated in real-time. What you see is what you get. No guesswork. No hidden fees.

4. You Can Withdraw from It (Yes, Really)

This is rare. A lot of virtual dollar cards only let you spend, not withdraw. But with Nearpays, if you have funds sitting in your card and you want them back? You can pull it out. Back to your wallet. Back to control.

Whether someone paid you or you overfunded it—it’s your money. And you can get it back.

5. It’s Built for Nigerians Who Live and Work Online

Online shoppers. Content creators. Remote workers. Designers. Advertisers. Nearpays gets it.

This card wasn’t built as a one-size-fits-all tool—it was built for Nigerians who need to pay or get paid in dollars. Whether you’re setting up a Shopify store, running ads for a client, or just paying for Apple Music, this card makes it easy.

Bonus: Real People Use It—and Stick With It

Chidi, a freelance UI designer, switched to Nearpays after his other virtual card failed during a Figma Pro payment. Since then, he's used it for his design tools, YouTube Premium, and Google Drive storage—all without issues.

Amaka, an e-commerce business owner, uses it for monthly software tools like Canva, Shopify, and Capcut. It’s helped her stay consistent and cut down costs.

Final Word: Stop the Payment Drama

If your card keeps failing, or you’ve been stuck searching for “working dollar cards in Nigeria,” it’s time to try what’s already working for thousands.

Nearpays gives you:

• A working virtual dollar card
• Affordable setup (25% off)
• Full control—create, freeze, delete anytime
• Ability to withdraw funds
• Global access to online platforms

Ready to stop the stress? Create your Nearpays dollar card in minutes. Start here.

Simple. Reliable. Nigerian-built.And it works. Every time.

How to Get a Nearpays Virtual USD Card

To get a Nearpays virtual USD card, follow these steps:

1. Log in to your Nearpays app
2. From your dashboard, select “Card”
3. Click on “Get a virtual card. ”
4. Fill out your KYC and click “Get a virtual card.”
5. The system will deduct your card payment from your wallet balance.
6. Payment confirmation
7. You have set your Virtual Dollar Card. You can now pay for goods and services globally!

To get your Virtual USD card, download Nearpays from the Google Play Store or Apple Apps Store!